/* ----- universal settings -----*/
body {
	margin: 0px; 
	padding: 0px 0px 0px 0px; 
	background: url('FILEname.jpg') center top repeat-x #E3F7F9; 
	font-family: arial, san-serif; 
	font-size: 8pt; 
	color: #000;
	text-align: left;
}

td {font-size: 8pt;}
p {margin: 0px; padding: 0px;}

#ctr {margin-left: auto; margin-right: auto; width: 760px;}


/* ----- typography/positioning ----- */
.welcome {padding: 0px 0px 0px 0px;}
.content {padding: 0px 0px 5px 12px;}

.footer, .copyright {color: #000; text-align: center; font-size: 7pt;}
.fea {padding: 3px 0px 0px 25px;}
h1 {font-size: 9pt; margin: 0px;}


/* ----- links ----- */
a:link {text-decoration: none; color: #243a64;}
a:visited {text-decoration: none; color: #243a64;}
a:hover {text-decoration: underline; color: #243a64;}
a:active {text-decoration: none; color: #243a64;}

.footer a:link, .copyright a:link {text-decoration: none; color: #243a64;}
.footer a:visited, .copyright a:visited {text-decoration: none; color: #243a64;}
.footer a:hover, .copyright a:hover {text-decoration: underline; color: #243a64;}
.footer a:active, .copyright a:active {text-decoration: none; color: #243a64;}


/* ----- backgrounds ----- */
.right {background: url('right.jpg') left top no-repeat;}
.left {background: url('left.jpg') right top no-repeat;}


/* ----- other stuff ----- */
ul {margin-top: 0px; margin-bottom: 0px;}
ul li {
	margin-left: -20px; 
	list-style-image: url('bullet.gif');
}
#fader {width: 760px; height: 275px; overflow: hidden;}